EXECUTIVES & TEAMS2019-12-04T04:48:09+00:00

Bank3 Teams

Memphis, TN

Frank J. Cianciola

serves as Chairman of the Board and Chief Executive Officer of Banc3 Holdings, Inc. He began his financial services career at Union Planters in 1973 and from 1984-1992 he held a variety of executive positions with Commerce Union Bank (C&S Sovran). From 1992-1995, Cianciola served as CFO of The Memphis Group, Inc., a $60 million aerospace company. In 1995, he became CEO of Victory Bank and Trust, followed by his role as Founder, CEO and Chairman of Renasant Bank. Frank served on the publicly held Renasant (RNST) Bank’s Board from 2004 – 2009. Most recently, he served as Chairman and Vice Chairman of Metropolitan Bank.

Scott A. Hauss

NMLS #595093

serves as Director, President and Chief Banking Officer for Banc3 Holdings, Inc. He began his career in 1987 in Ford Motor Credit Company’s management training program concentrating on lending, collections and audit. In 1991 he joined National Bank of Commerce (SunTrust Bank) as Vice President and head of the Collections Department, and subsequently served as Vice President of Aircraft Lending from 1998 to 2001. He then joined Union Planters (Regions) Business Banking and was named Senior Vice President for West TN, North MS and Eastern AR, directing 21 lenders and a $250 million portfolio. In 2007, Hauss became a founding Senior Managing Director at Metropolitan Bank responsible for Commercial Banking.

Edward J. “Ed” Gentry

NMLS #1711028

serves as Executive Vice President & Chief Credit Officer.  Mr. Gentry has 29 years of experience in the financial services industry. Mr. Gentry most recently served as the Chairman, President & CEO of CRA Partners in Memphis, TN.  CRA Partners provides a nationwide crime prevention program for low to moderate income seniors & veterans.  The program provides Community Reinvestment Act credit for sponsoring banks.  Mr. Gentry is professionally credit trained and previously served as the Executive Vice President & Chief Lending Officer at Triumph Bank.  Gentry has also held executive level positions at National Bank of Commerce, BancorpSouth and The Bank of New York.

Matt Shirley

NMLS #595104

serves as Memphis Market President for the Company. Mr. Shirley has been in the banking/finance industry for over 14 years. He began his financial services career at Union Planters Bank in 2002. For the next eight years he held various positions in the bank’s retail branches, credit underwriting & support, and commercial banking production roles. In 2010 he joined Metropolitan Bank as a Managing Director in their Commercial Lending group.

Lisa Fite

NMLS #508070

serves as Senior Vice President of Retail Banking.  Lisa has been in banking and the financial industry for over 34 years.  She began her banking career as a Teller with Community Bank of Germantown in 1982.  She later moved to a full-time position as a Teller and then as a Personal Banker.  Lisa served as a Banking Officer and Branch Manager for Victory Bank and Trust Company in 1988.  Lisa most recently served as a Branch Manager, Retail Coordinator, Conversion Team Specialist and Bank Operations Officer for Renasant Bank for the last 17 years.

Liz M. Johnson

serves as Executive Assistant and Secretary to the Board of Directors of Banc3 Holdings, Inc. She has more than 14 years in the banking industry as an executive aide, and in treasury management sales and business customer service. Prior to entering the financial services industry, Johnson held the role of executive assistant at Mednikow Jewelers, The Day Foundation, and Williams-Sonoma.

Keith Fuller

NMLS #1150326

serves as Senior Vice President of Commercial Banking. Mr. Fuller has been in the banking and financial industry for over 19 years. He began his banking career in the collections department at National Bank of Commerce in 1997.   He later moved to equity underwriting, aircraft lending, business banking and commercial real estate. Keith served as vice president for Regions as a business banker and later Independent Bank as a commercial lender. He most recently served as vice president for Trust One / Iberia Bank as a business banker.

Christopher L. Miller

NMLS #642218

serves as Senior Vice President of Commercial Banking. Mr. Miller has been in the banking and financial industry for over 24 years. He began his career in the collections department at National Bank of Commerce in 1992 and later moved to their finance department. Chris served as vice president for Bancorp South and as Special Assets Manager for west Tennessee and a business banker at Union Planters. Mr. Miller joined Merchant and Farmers Bank as a vice president in the Memphis commercial lending department and most recently was the Managing Director of Commercial Banking at Metropolitan Bank.

Derek Douglas

serves as Executive Vice President, Chief Information Officer and Director of Operations. Mr. Douglas has over 20 years of experience in the financial services industry, primarily focused on banking, marketing and customer experience technologies. He began his career at National Bank of Commerce, later SunTrust, leading a team responsible for launching one of the first internet banking and bill payment programs in the country, and served as Vice President managing the bank’s virtual banking and online marketing initiatives. Derek later joined First Mercantile, a retirement services provider, where he was responsible for developing the company’s first CRM program to enhance national marketing and sales initiatives. Most recently, Derek managed the Donor Experience Quality program at ALSAC/St. Jude Children’s Research Hospital.

Karen Stewart

serves as Senior Vice President and Chief Compliance Officer for the Company. Karen has been in banking and the financial industry for over 20 years; beginning her banking career as a Financial Center Representative for First Tennessee Bank in 1997. During her tenure with First Tennessee she held various positions within training, the national expansion office, product development, and project management.  In 2009 Karen joined the compliance team, serving as Vice President and Corporate Compliance Officer until she and her family moved to Atlanta, GA in 2013. Karen worked with KPMG in the Financial Risk Management Advisory group assisting clients with regulatory change management and compliance related activities. Upon their return to Memphis, Karen once again joined First Tennessee Bank, taking on the role of Corporate Compliance Manager.

Holly Paige

serves as Senior Vice President and Manager of Loan Operations.  Holly comes to us from Renasant Bank (formerly Metropolitan Bank) where she worked as a client services director for their commercial lending team.  She began her career as a legal assistant for a real estate law firm in Memphis.  In 2004 Holly began working for Commercial Bank and Trust as a loan specialist for commercial and private client lending.  Holly brings more than 15 years of banking experience to Bank3.

Andrew Sprecher

serves as Senior Vice President and Corporate Controller. He began his career in public accounting, working in the assurance department at Dixon Hughes Goodman, LLP. Andrew is a Certified Public Accountant.

Christy Enoch

serves as Senior Vice President of Deposit and Treasury Management Operations in Memphis, TN.  Christy has over 15 years of banking experience primarily in retail banking and Treasury Management sales and operations.  She began her career as a teller and CSR for BancorpSouth and also worked for Wachovia, Paragon Bank and Trust One Bank serving in various retail and Treasury Management roles. She comes to us from BankTennessee having served as their Treasury Management Officer.

Melissa Estep

serves as Vice President of Deposit Operations.  Melissa joins us from Renasant Bank where she was most recently the Head Teller and Personal Banker in Collierville.  Melissa is a talented and seasoned professional that brings over 10 years of banking experience to Bank3, in addition to management positions in retail prior to beginning her career in banking.

Carol Dickinson-Russell

serves as Vice President and Commercial Banking Loan Specialist. Mrs. Dickinson-Russell has over 25 years of banking experience, primarily in Commercial Lending. She began her banking career at National Bank of Commerce (now SunTrust) in the mortgage department and later moved to the Business Banking Division to assist the manager of the division. She has also served with BancorpSouth and Triumph Bank, managing loan and deposit portfolios. Carol has extensive experience with loans and deposits as well as cash management products.

Vanessa Wilson

serves as Assistant Vice President of Deposit Operations. She began her banking career in 2005, and has held positions in retail banking, deposit operations, and treasury management over the years.

Maquecia Crumb

serves as Assistant Vice President, Loan Operations Specialist in Memphis. Maquecia has over 19 years of banking and customer service experience.
She began her career at Union Planters Bank as a Teller and later as Head Teller.  Maquecia comes to us from Renasant Bank, formerly known as Metropolitan Bank, where she has worked varies roles as a Concierge/Teller, Client Service Advisor for private client and Client Service Director for the commercial lending team.

Susan Hooten

serves as Assistant Vice President, Loan Operations Specialist in Memphis. After working in the Travel industry for 13 years Susan began her banking career with First Tennessee in 2002, where she served as Client Specialist in Private Banking. Most recently Susan served as client service director in consumer lending for Renasant Bank (formerly Metropolitan Bank).

Meredith West

NMLS #1600509

serves as Assistant Vice President of Private Banking. She comes to us with a strong sales background working as an associate with Tom James Company and Josef’s Jewelers.

Will Brewer

serves as Assistant Vice President, Loan Review and Portfolio Management. He began his career in public accounting, working in the audit & assurance department at Deloitte & Touche, LLP.

Jackie Hensley

serves as Operations Liaison.  Jackie comes to us with a strong retail and accounting background having owned several businesses in Northern Mississippi. For the last five years Ms. Hensley has also been involved with Senior Living in the Memphis Area.

Mimi Billings

serves as Credit Analyst in Memphis.

Malea France

serves as Deposit & Treasury Management Specialist.  Malea comes to us with a strong banking retail background.  She began her career at BankTennessee starting as a teller advancing her way to Universal Banker and Assistant Branch Manager.

Heather Jenkins

serves as Banking Center Specialist in Memphis. Heather has 18 plus years banking experience which began in Little Rock, Arkansas.

Leslie Lloyd

serves as Banking Center Specialist in Memphis.  Mrs. Lloyd began her nearly 20-year banking career with Renasant Bank (formerly Community Commercial Bank) and has since transitioned back from her role as a full-time mother.  Leslie has experience in all retail capacities having served from teller to assistant vice president.

Jasmine Riley

serves as ­­­Management Trainee Banking Specialist.  Jasmine comes to us from The Bank of Jackson where she served as a Customer Service Representative/Teller for 2 years.

Union City, TN

Clay Billingsley

NMLS #1600874

serves as Market President of Obion County, Tennessee. Billingsley was previously an attorney in private practice. Prior to returning to his hometown, Billingsley worked at Memphis-based law firm Baker Donelson, and also spent five years working in the Dallas and Memphis offices of the Federal Deposit Insurance Corporation in a variety of roles. He also practiced public accounting with Alexander Thompson Arnold.

Michelle Bing

NMLS #1600873

serves as Senior Vice President Commercial Banking. Michelle was Senior Vice President at Reelfoot Bank in Union City, Tennessee, where she served in a variety of roles, including assisting the bank’s Chief Executive Officer and Chief Financial Officer with business development, bank management, and board reporting. Ms. Bing was the main point-of-contact for most of the bank’s largest depositors. She also served as secretary to the bank’s board of directors and was the liaison to the Federal Reserve during the bank’s regulatory examinations. Prior to her serving as Senior Vice President, Ms. Bing held numerous roles in bank operations, including accounting, human resources, regulatory compliance, and loan processing. Ms. Bing served as Vice Chairman of the Tennessee Bankers Association, Young Bankers Division.

Tommy Gurley

NMLS #528196

serves as Senior Vice President Commercial Banking. Tommy was Vice President at Reelfoot Bank in Union City, Tennessee, where he served as a commercial lender since 2006 and has developed and managed loan relationships in the agricultural, medical, and retail sectors. Mr. Gurley served as the main-point-of contact for the bank’s largest loan customers. Prior to joining Reelfoot in 2007, Mr. Gurley served as Vice President for a large regional bank, where he managed and developed a full service branch office in Union City.

Jerry McCullough

serves as Senior Vice President concentrating in agriculture lending and credit administration. McCullough served in various capacities with the Farm Credit system for the past 43 years, most recently as a Senior Financial Officer in the Dresden, TN office serving farmers in Northwest Tennessee. He began his career with the Dyersburg Production Credit Association in 1974 in the Union City office as a Field Representative and later as the Branch Manager of the office. McCullough has held several positions with Farm Credit as an Account Executive, Assistant Vice-President, and Vice-President of Lending.

Paige Melton

serves as Customer Service Representative and Office Manager for Bank3 in Union City. Ms. Melton has several years of experience in the banking industry as a teller, deposit operation specialist, wire operations supervisor and most recently as a mortgage loan specialist at Simmons Bank.

Woodland Mills, TN

Patty McCollum

has been associated with The Farmers Bank since 1978 and currently serves as Vice President of The Farmers Bank. Over her career with the bank Ms. McCollum has managed every aspect of bank operations at the Woodland Mills location including account reconciliation, consumer lending, and loan and deposit processing.

Deanna Harner

serves as a teller, cashier and assistant deposit processor at The Farmers Bank in Woodland Mills. She has several years of banking experience including new account management and loan processing.

Haley Roberts

serves as a teller with The Farmers Bank in Woodland Mills and has previous experience in the financial industry.

Desoto County, MS – Lending Office

Melinda Faulkner

NMLS #1781244

serves as Assistant Vice President of the Mississippi Market. Melinda joins us from Sycamore Bank where she was most recently the Senior Lending Assistant for DeSoto County and Tate County. Melinda began her banking career with Trustmark National Bank.  She brings 27 years of banking experience to Bank3, primarily in Lending.

Jackson, TN – Lending Office

Lee McCollum

NMLS #654986

serves as Jackson Market President for the Company. Mr. McCollum has been in the banking industry for over 22 years. He began his financial services career at Union Planters Bank in 1997.  Over the years he served in many capacities within the bank including market president in Milan TN, Business Banking Sales Manager for West Tennessee and Market President for the Desoto County MS Banking Group. In 2006 he was a founding member of Commercial Bank and Trust Company’s Jackson TN startup operation. He also joined FirstBank in converting their Clayton Bank acquisition in Henderson TN as City President.  In 2019, McCollum joined Bank3 as Market President in Jackson TN responsible for Commercial Banking and growing the Jackson market.

Lisa Simons

NMLS #1358175

serves as Assistant Vice President, Loan Specialist in Jackson.  Lisa has over 25 years of banking and customer service experience.  She has worked in many areas within the industry including accounting, audit, fraud, compliance, loan review and policy/procedure training.  Lisa has served in the positions of teller, customer service, consumer lender and interim branch manager throughout her banking career.  She joined Bank3 in 2019 from FirstBank where she served most recently as Relationship Manager Assistant.