Bank3 Teams

Memphis, TN

Frank J. Cianciola, Founder

serves as Chairman of the Board and CEO of Banc3 Holdings, Inc. and Executive Chairman of the Board of Bank3. Mr. Cianciola has an undergraduate degree from the University of Memphis and a Masters of Science degree in Finance from the Fogelman School of Business at the University of Memphis. He is a graduate and certificate holder of the Graduate School of International Banking at the University of Virginia, the Graduate School of Commercial Lending at the University of Oklahoma, and Executive Program at the Wharton School.

He began his financial services career at Union Planters in 1973 and from 1984-1992 he held a variety of executive positions with Commerce Union Bank (C&S Sovran). From 1992-1995, Cianciola served as CFO of The Memphis Group, Inc., a $60 million aerospace company. In 1995, he became CEO of Victory Bank and Trust, followed by his role as Founder, CEO and Chairman of Renasant Bank. Frank served on the publicly held Renasant (RNST) Bank’s Board from 2004 – 2009. Most recently, he served as Chairman and Vice Chairman of Metropolitan Bank. He is a past president of the Economic Club of Memphis and a Member of the Society of Entrepreneurs of Memphis.

Scott A. Hauss

NMLS #595093

serves as Director, Chief Executive Officer and President. He began his career in 1987 in Ford Motor Credit Company’s management training program concentrating on lending, collections and audit. In 1991 he joined National Bank of Commerce (SunTrust Bank) as Vice President and head of the Collections Department, and subsequently served as Vice President of Aircraft Lending from 1998 to 2001. He then joined Union Planters (Regions) Business Banking and was named Senior Vice President for West TN, North MS and Eastern AR, directing 21 lenders and a $250 million portfolio. In 2007, Hauss became a founding Senior Managing Director at Metropolitan Bank responsible for Commercial Banking.

Derek Douglas

serves as Executive Vice President, Chief Operating Officer, and Chief Information Officer. Mr. Douglas has over 25 years of experience in the financial services industry, primarily focused on banking, marketing and customer experience technologies. He began his career at National Bank of Commerce, later SunTrust, leading a team responsible for launching one of the first internet banking and bill payment programs in the country, and served as Vice President managing the bank’s virtual banking and online marketing initiatives. Derek later joined First Mercantile, a retirement services provider, where he was responsible for developing the company’s first CRM program to enhance national marketing and sales initiatives. Most recently, Derek managed the Donor Experience Quality program at ALSAC/St. Jude Children’s Research Hospital.

Lisa Fite

NMLS #508070

serves as Executive Vice President of Retail Banking and Human Resources Director. Lisa has been in banking and the financial industry for over 34 years. She began her banking career as a Teller with Community Bank of Germantown in 1982. She later moved to a full-time position as a Teller and then as a Personal Banker. Lisa served as a Banking Officer and Branch Manager for Victory Bank and Trust Company in 1988. Lisa most recently served as a Branch Manager, Retail Coordinator, Conversion Team Specialist and Bank Operations Officer for Renasant Bank for the last 17 years.

Edward J. “Ed” Gentry

NMLS #1711028

serves as Executive Vice President and Chief Credit Officer. Mr. Gentry has 29 years of experience in the financial services industry. Mr. Gentry most recently served as the Chairman, President & CEO of CRA Partners in Memphis, TN. CRA Partners provides a nationwide crime prevention program for low to moderate income seniors & veterans. The program provides Community Reinvestment Act credit for sponsoring banks. Mr. Gentry is professionally credit trained and previously served as the Executive Vice President & Chief Lending Officer at Triumph Bank. Gentry has also held executive level positions at National Bank of Commerce, BancorpSouth and The Bank of New York.

Matt Shirley

NMLS #595104

serves as Executive Vice President, Senior Lending Officer and Memphis Market President. Mr. Shirley has been in the banking/finance industry for over 14 years. He began his financial services career at Union Planters Bank in 2002. For the next eight years he held various positions in the bank’s retail branches, credit underwriting & support, and commercial banking production roles. In 2010 he joined Metropolitan Bank as a Managing Director in their Commercial Lending group.

Karen Stewart

serves as Executive Vice President and Chief Compliance Officer for the Company. Her banking career spans 25 years with organizations including First Tennessee Bank, KPMG, and now Bank3.

Andrew Sprecher

serves as Senior Vice President and Chief Financial Officer. He began his career in public accounting, working in the assurance department at Dixon Hughes Goodman, LLP. Andrew is a Certified Public Accountant.

Keith Fuller

NMLS #1150326

serves as Senior Vice President, Commercial Banking and Nashville Market President. Mr. Fuller has been in the banking and financial industry for over 19 years. He began his banking career in the collections department at National Bank of Commerce in 1997. He later moved to equity underwriting, aircraft lending, business banking and commercial real estate. Keith served as vice president for Regions as a business banker and later Independent Bank as a commercial lender. He most recently served as vice president for Trust One / Iberia Bank as a business banker.

Christopher L. Miller

NMLS #642218

serves as Senior Vice President, Commercial Banking. Mr. Miller has been in the banking and financial industry for over 24 years. He began his career in the collections department at National Bank of Commerce in 1992 and later moved to their finance department. Chris served as vice president for Bancorp South and as Special Assets Manager for west Tennessee and a business banker at Union Planters. Mr. Miller joined Merchant and Farmers Bank as a vice president in the Memphis commercial lending department and most recently was the Managing Director of Commercial Banking at Metropolitan Bank.

Holly Paige

serves as Senior Vice President, Loan Operations Manager. Holly comes to us from Renasant Bank (formerly Metropolitan Bank) where she worked as a client services director for their commercial lending team. She began her career as a legal assistant for a real estate law firm in Memphis. In 2004 Holly began working for Commercial Bank and Trust as a loan specialist for commercial and private client lending. Holly brings more than 15 years of banking experience to Bank3.

Hope Sammons-Bearden

serves as Senior Vice President, Executive Administrative Assistant. Hope brings over 19 years of experience managing operations of a successful local iron manufacturing company.

Teresa Taylor

NMLS #1719395

serves as Senior Vice President, Commercial Banking. Ms. Taylor has been in the banking and financial industry for over 13 years. She began her career in the audit department for First Tennessee Bank and moved into their Asset Based Lending/Commercial Finance division as a loan officer. She moved to Atlanta and worked for Suntrust Bank as Vice President of Commercial Lending/Private Banking and later moved back to Memphis and worked at SouthTrust Bank as Vice President of Private Banking. Most recently she served as Vice President of Commercial Banking at Bank of Bartlett.

Stephanie Bishop

NMLS #1385104

serves as the Vice President, Retail Banking Executive. She started banking in 2004 as a teller with Oakland Deposit Bank. Later, she moved to the Arlington, TN branch as an assistant manager. When Triumph Bank acquired Oakland Deposit Bank in 2011, Stephanie was promoted manager and later head of retail.

Carol Dickinson-Russell

serves as Vice President and Assistant Loan Operations Manager. Mrs. Dickinson-Russell has over 25 years of banking experience, primarily in Commercial Lending. She began her banking career at National Bank of Commerce (now SunTrust) in the mortgage department and later moved to the Business Banking Division to assist the manager of the division. She has also served with BancorpSouth and Triumph Bank, managing loan and deposit portfolios. Carol has extensive experience with loans and deposits as well as cash management products.

Hannah DeMaio

serves as Vice President, Compliance and Legal Counsel. She began her career in the financial industry after graduating from the University of Tennessee College of Law in 2020. Hannah passed the Tennessee Bar Exam in 2020 and is a licensed attorney.

Melissa Estep

serves as Vice President, Deposit Operations Manager. Melissa joins us from Renasant Bank where she was most recently the Head Teller and Personal Banker in Collierville. Melissa is a talented and seasoned professional that brings over 10 years of banking experience to Bank3, in addition to management positions in retail prior to beginning her career in banking.

Meredith West

NMLS #1600509

serves as Vice President, Private Banking. She comes to us with a strong sales background working as an associate with Tom James Company and Josef’s Jewelers.

Lee Wildmon

serves as a Vice President, Information Technology Operations Manager. He has extensive knowledge and experience in the financial services industry, including operations, organizational leadership and technology.

Jon Crosby

serves as Assistant Vice President, Commercial Portfolio Manager. Jon comes to us from Simmons Bank (formerly Triumph Bank) where he worked as a commercial portfolio manager for 7 years. He began his banking career at Suntrust Bank as a financial sales representative. Jon brings more than 11 years of banking experience to Bank3.

Maquecia Crumb

serves as Assistant Vice President, Loan Operations Specialist. Maquecia has over 19 years of banking and customer service experience.
She began her career at Union Planters Bank as a Teller and later as Head Teller. Maquecia comes to us from Renasant Bank, formerly known as Metropolitan Bank, where she has worked varies roles as a Concierge/Teller, Client Service Advisor for private client and Client Service Director for the commercial lending team.

Susan Hooten

serves as Assistant Vice President, Loan Operations Specialist. After working in the Travel industry for 13 years Susan began her banking career with First Tennessee in 2002, where she served as Client Specialist in Private Banking. Most recently Susan served as client service director in consumer lending for Renasant Bank (formerly Metropolitan Bank).

Connor Shannon

serves as Assistant Vice President, Controller. He began his career in public accounting, working as an auditor at Reynolds, Bone & Griesbeck PLC. Connor is a Certified Public Accountant.

Jasmine Riley

serves as Bank Officer and Human Resources/Retail Specialist. Jasmine comes to us from The Bank of Jackson where she served as a Customer Service Representative/Teller for 2 years.

Heather Jenkins

serves as Bank Officer and Senior Banking Center Specialist. Heather has 18 plus years banking experience which began in Little Rock, Arkansas.

Gregrie Bunch

serves as a Banking Center Specialist. Gregrie has 7 years experience with community banks and over 18 years of customer service and sales experience in Healthcare.

Judy Boyd

Serves as Lending Specialist. Judy brings over 20 years of banking and customer service experience. She began her banking career while in college at First Tennessee (First Horizon). She has also served with National Bank of Commerce (Truist) and Union Planters (Regions) in various administrative positions. Judy comes to us from Planters Bank, formerly known as First Capital Bank, where she served as Commercial Loan Administrator for the commercial lending team.

Isabella Kardoush

NMLS #2181305

serves as Private Banking Specialist. Izzy is a recent graduate from the University of Mississippi, double majoring in Real Estate and Finance with a minor in Entrepreneurship. She joined Bank3 in 2020 as an intern serving in Bank3’s Retail Department as well as Mortgage Department. She is excited to further her career in Private Banking within the Memphis market.

Madison Colley

serves as a Private Banking Specialist. She is a recent graduate of Florida State University, where she earned a Bachelor of Science in Finance. She is excited to start her career with Bank3 in the Nashville market.

Jennifer Padgett

NMLS #1903291

serves as a Deposit Operations Specialist. She started in banking right after graduating college. She has previous experience as a Universal Banker, Senior Head Teller, and Assistant Branch Manager. She was also the first CRA loan officer for that financial institution.

Donna Penrod

serves as Deposit Operations Specialist. Donna joins us from Evole Bank and Trust where she was most recently in Wire Desk/Branch Operations Support. Donna brings over 30 years of Retail Banking to Bank3. She began her banking career as a teller at Rensant Bank and later became Head Teller and then a Personal Banker.

Katie Perdue

serves as an Information Technology Specialist assisting with Enterprise IT Support and Development. She is a recent graduate of Tennessee Technological University in Cookeville, TN, where she earned a Bachelor’s of Science in Business Management, concentrating in Information Technology.

Mortgage Lending

Carol McConkey

NMLS #710374

serves as Executive Vice President, Mortgage Lending. She has over 36 years experience in residential mortgage lending where she developed an extensive knowledge of the business. Most recently she spent 15 years with a local community bank as Senior Vice-President over Mortgage and Consumer Banking. During this time, she increased her knowledge of residential compliance regulations while managing the retail bank, mortgage department and producing significant non-interest income for the bank. She has served on the Board of United Housing, Inc. and currently serves on their Lending and Finance committees.

Stephen Rodda

NMLS #2079001

serves as Senior Vice President, Mortgage Advisor. Mr. Rodda has been in the mortgage banking/finance industry for over 14 years. He began his mortgage lending career at BB&T Bank in 2007. In 2010, Mr. Rodda joined Vining Sparks as Vice President on the mortgage trading desk and would continue in the capital markets business until 2018. Stephen went on to serve as a Financial Advisor until 2020 where he returned to his mortgage lending roots at Bank3.

Denise Bowen

NMLS #1719395

serves as Vice President, Mortgage Lending and Community Development Mortgage Advisor. Denise has been in the banking and financial industry for over 20 years. She began her banking career as a Teller with C&S Sovran Bank. She later moved into the mortgage industry with National Mortgage. Over the next several years she held various positions within the mortgage industry. She served as a loan processor, mortgage advisor and mortgage underwriter. In 2002 she joined First Tennessee Bank (First Horizon) and served as a mortgage loan underwriter for 14 years.

Addie Bihm

NMLS #2387904

serves as Mortgage Advisor Assistant. She graduated from the University of Mississippi with a Bachelor’s in Business Administration with a focus on managerial finance. After graduation, Addie began working for the Bank3 mortgage department and has quickly become passionate about the mortgage industry.

Kristen Kelly

serves as Vice President, Mortgage Operations Manager. She has 20 + years of experience in mortgage lending including processing, underwriting, and closing.

Sheila Welborn

serves as Vice President, Closing Operations. Sheila has over 25 years experience in title and residential loan closings. She began her banking career at Leader Federal Savings and Loan where she served in different capacities for 14 years. She then worked for a real estate law firm in Florida for 9 years. After returning to Memphis she continued her career as a residential loan closer for a local title company. Over the last 7 years, Sheila expanded her residential real estate closing experience as loan specialist for another community bank.

Teri Rowell

serves as Closing Specialist. She has over 40 years’ experience as a real estate closer in the legal profession in Memphis.

Jackson, TN

Lee McCollum

NMLS #654986

serves as Jackson Market President. Mr. McCollum has been in the banking industry for over 22 years. He began his financial services career at Union Planters Bank in 1997. Over the years he served in many capacities within the bank including market president in Milan TN, Business Banking Sales Manager for West Tennessee and Market President for the Desoto County MS Banking Group. In 2006 he was a founding member of Commercial Bank and Trust Company’s Jackson TN startup operation. He also joined FirstBank in converting their Clayton Bank acquisition in Henderson TN as City President. In 2019, McCollum joined Bank3 as Market President in Jackson TN responsible for Commercial Banking and growing the Jackson market.

Lisa Simons

NMLS #1358175

serves as Assistant Vice President, Loan Specialist. Lisa has over 25 years of banking and customer service experience. She has worked in many areas within the industry including accounting, audit, fraud, compliance, loan review and policy/procedure training. Lisa has served in the positions of teller, customer service, consumer lender and interim branch manager throughout her banking career. She joined Bank3 in 2019 from FirstBank where she served most recently as Relationship Manager Assistant.

Lisa Bailey

serves as a Banking Center Specialist. Lisa has dedicated her career as an Educator in many capacities for 30 years with Jackson Madison County School System. Lisa began her banking career in 2015 with First Bank as an On-Call Bank Teller for three different branches.

Brandy Jones

serves as a Banking Center Specialist. Brandy has dedicated over 20 years to the Human Resource Industry, where she not only served as a director but also a college professor.

Union City, TN

Tommy Gurley

NMLS #528196

serves as Union City Market President. Tommy was Vice President at Reelfoot Bank in Union City, Tennessee, where he served as a commercial lender since 2006 and has developed and managed loan relationships in the agricultural, medical, and retail sectors. Mr. Gurley served as the main-point-of contact for the bank’s largest loan customers. Prior to joining Reelfoot in 2007, Mr. Gurley served as Vice President for a large regional bank, where he managed and developed a full service branch office in Union City.

Michelle Bing

NMLS #1600873

serves as Senior Vice President, Commercial Banking. Michelle was Senior Vice President at Reelfoot Bank in Union City, Tennessee, where she served in a variety of roles, including assisting the bank’s Chief Executive Officer and Chief Financial Officer with business development, bank management, and board reporting. Ms. Bing was the main point-of-contact for most of the bank’s largest depositors. She also served as secretary to the bank’s board of directors and was the liaison to the Federal Reserve during the bank’s regulatory examinations. Prior to her serving as Senior Vice President, Ms. Bing held numerous roles in bank operations, including accounting, human resources, regulatory compliance, and loan processing.

Jerry McCullough

serves as Senior Vice President, Agriculture Lending. McCullough served in various capacities with the Farm Credit system for the past 43 years, most recently as a Senior Financial Officer in the Dresden, TN office serving farmers in Northwest Tennessee. He began his career with the Dyersburg Production Credit Association in 1974 in the Union City office as a Field Representative and later as the Branch Manager of the office. McCullough has held several positions with Farm Credit as an Account Executive, Assistant Vice-President, and Vice-President of Lending.

Chris Rodgers

NMLS #6165569

serves as Senior Vice President, Credit Review. Chris has over 20 years of banking experience in a small community bank setting where he served as an Ag Lender, Commercial Lender and Bank President & CEO. He has also served on the Board of Directors for the Bankers Bank of Ky in the past.

Mallorie Schierbaum

serves as Banking Center Specialist. Mallorie has dedicated her career to the customer service industry. Mallorie began her banking career in 2012. She has served in various capacities in branch operations, with her most recent role as Branch Manager of Security Bank & Trust (formerly Reelfoot Bank).

Jodianna Jacobs

serves as banking center specialist. She graduated with a Bachelor of Business Administration degree from the University of Memphis in 2019. In 2018 she started her banking career at Triumph Bank in Memphis, TN as a Universal Banker where she stayed for 2 years until moving back to her hometown. JoDianna’s most recent position was with Simmons Bank as a Credit Admin Specialist where she reviewed commercial loans.

Woodland Mills, TN

Patty McCollum

serves as Senior Vice President of The Farmers Bank. She has been associated with The Farmers Bank since 1978. Over her career with the bank Ms. McCollum has managed every aspect of bank operations at the Woodland Mills location including account reconciliation, consumer lending, and loan and deposit processing.

Deanna Harner

serves as Banking Center Specialist. She has several years of banking experience including new account management and loan processing.

Bonita Brunswick

serves as Banking Center Specialist. She has been in banking for 35 years.

Desoto County, MS

Carmen Kyle

NMLS #2135886

serves as DeSoto County Market President. For the past 7 years, Carmen served as the Executive Director of the Southaven Chamber of Commerce.

Kyle McCoy

NMLS #1018283

serves as Senior Vice President, Commercial Banking. For the past 3 years, Kyle served as First Commercial Bank’s Market President for Desoto County. Prior to that Kyle was with Citizens National Bank in Desoto County for 5 years as he served as Commercial Banker / Market President.

Dawn Pierce

NMLS #531556

serves as Assistant Vice President, Banking Center Specialist and Lending Specialist. Dawn has more than 20 years of banking experience at local community banks in DeSoto County.