Bank3 Teams
Memphis, TN
William J. Chase, Jr
serves as Chairman of the Board for Bank3 and for Banc3 Holdings, Inc., as well as CEO of Bank3. He began his career in 1978 at Memphis Bank and Trust and over the next 35 years added to his experience. He most recently was President and CEO of Triumph Bank from 2005-2021, leading the bank to a successful sale to Simmons First National Corp. He is a graduate of Memphis University School, Vanderbilt University, as well as the ABA’s National Commercial Lending School. He is a former Chairman of the Board of Trustees for Concord Academy, a School for Special Needs Students, a former Governing Board Member of St. Francis Hospital, and a current Board Member of Convergence Memphis.
Frank J. Cianciola, Founder
retired as Chairman of the Board and CEO of Banc3 Holdings, Inc. and Executive Chairman of the Board of Bank3 as of August 1, 2024. Current Advisory Officer/Director, Banc3 Holdings, Inc./Bank3. Mr. Cianciola has an undergraduate degree from the University of Memphis and a Masters of Science degree in Finance from the Fogelman School of Business at the University of Memphis. He is a graduate and certificate holder of the Graduate School of International Banking at the University of Virginia, the Graduate School of Commercial Lending at the University of Oklahoma, and Effective Executive Education Program at the Wharton School.
He began his financial services career at Union Planters in 1973 and from 1984-1992 he held a variety of executive positions with Commerce Union Bank (C&S Sovran). From 1992-1995, Cianciola served as CFO of The Memphis Group, Inc., a $60 million aerospace company. In 1995, he became CEO of Victory Bank and Trust, followed by his role as Founder, CEO, and Chairman of the 1999 TN based Renasant Bank. Most recently, he served as Chairman and Vice Chairman of Metropolitan Bank. He is a past president of the Economic Club of Memphis and a Member of the Society of Entrepreneurs of Memphis.
Matt Shirley
NMLS #595104
serves as President of Bank3. He earned a Bachelor’s degree in Marketing, with a minor in Finance, from the University of Mississippi, and later obtained his Master of Business Administration from Union University. He has been in the banking/finance industry for over 22 years. Shirley began his career at Union Planters Bank in 2002. During his time there, he held various roles, including underwriter, business banker, and commercial lender. In 2010, he joined Metropolitan Bank as Vice President and Commercial Lender. In 2016, he became the Memphis Market President at Bank3 and was promoted to President in
June 2024.
Lisa Fite
serves as Executive Vice President, Human Resources Director. Lisa has been in the banking and financial industry for over 42 years and has been with Bank3 since its inception in 2016. Lisa serves on the board of Barret School of Banking in Memphis and on the Risk Management Association Board for the Memphis Chapter. In 2023 Lisa was nominated for the Memphis Business Journal HR IMPACT AWARDS for her time at BANK3.
Edward J. “Ed” Gentry
NMLS #1711028
Monica Parks
serves as Chief Information Officer. Monica has over 20 years of experience in the financial services industry, primarily focused in fraud, cybersecurity, digital wallet & platform management, Information Security, as well as business and technical operations. Monica is a former Analog Astronaut, having served on the Selene IV mission with HI-SEAS in collaboration with NASA Goddard.
Kelly Kimery
serves as Head of Operations. Kelly is a graduate of the University of Memphis where she obtained a Bachelor of Business Administration – Finance. She began her banking career in 1997 at Oakland Deposit Bank in Tennessee. Throughout her career she has worked in Retail, Loan Operations, Deposit Operations, and Executive Assistant. Kelly most recently worked for Simmons Bank, formally Triumph Bank, for fourteen years. Eleven of those were spent serving as the Executive Assistant to William J. Chase, Jr., former President and CEO of Triumph Bank.
Andrew Sprecher
serves as Executive Vice President and Chief Financial Officer. Mr. Sprecher graduated Summa Cum Laude with an undergraduate degree in Accounting and a Master of Professional Accountancy, both from the Adkerson School of Accountancy at Mississippi State University. He graduated Summa Cum Laude from Paul W. Barret, Jr. Graduate School of Banking at Christian Brothers University. Andrew is a Certified Public Accountant and joined Bank3 in 2018. He also serves as a board member for the Tennessee Bankers Association Young Bankers division.
Karen Stewart
serves as Executive Vice President and Chief Compliance Officer for the Company. Her banking career spans 25 years with organizations including First Tennessee Bank, KPMG, and now Bank3.
Hope Bearden
serves as Senior Vice President, Chief Administrative Officer. Hope brings over 19 years of experience managing operations of a successful local iron manufacturing company.
Tim Clements
Paula Moody
serves as Senior Vice President, Deposit Operations. Ms. Moody has been in the banking and financial industry for over 40 years. Throughout her career she has served in various roles including deposit operations, risk, BSA & OFAC, deposit compliance, and internal audit.
Teresa Taylor
NMLS #1719395
serves as Senior Vice President, Commercial Banking. Ms. Taylor has been in the banking and financial industry for over 13 years. She began her career in the audit department for First Tennessee Bank and moved into their Asset Based Lending/Commercial Finance division as a loan officer. She moved to Atlanta and worked for Suntrust Bank as Vice President of Commercial Lending/Private Banking and later moved back to Memphis and worked at SouthTrust Bank as Vice President of Private Banking. Most recently she served as Vice President of Commercial Banking at Bank of Bartlett.
Steven Mitchener
serves as Senior Vice President, Asset Based Lending Division. He graduated with a BS degree in Accounting and Finance from Purdue University and followed that up with an MBA from the University of Tennessee. Steve started his banking career as a financial analyst with Indiana National Bank and later moved into Commercial Lending, before my first ABL assignment as ABL manager at NBC Bank which is now Suntrust. In the 10 years before joining Bank3, he worked at Triumph Bank, now Acquired by Simmons Bank, as the asset based lending manager.
Carol Dickinson-Russell
serves as Senior Vice President and Loan Operations Manager. Mrs. Dickinson-Russell has over 30 years of banking experience, primarily in Commercial Lending. She began her banking career at National Bank of Commerce (SunTrust) in the Mortgage Division and later transitioned to the Business Banking Division. She has also managed loan and deposit portfolios with BancorpSouth (Cadence Bank) and Triumph Bank (Simmons Bank). Carol has extensive experience with loan operations and deposits as well as cash management products.
Preston Albertine
serves as Vice President, Commercial Banking. He comes to us from Simmons Bank (formerly Triumph Bank) where he worked as a Commercial Banker. Preston brings over 4 years of banking experience to Bank3.
Stephanie Bishop
NMLS #1385104
serves as the Vice President, Retail Banking Executive. She started banking in 2004 as a teller with Oakland Deposit Bank. Later, she moved to the Arlington, TN branch as an assistant manager. When Triumph Bank acquired Oakland Deposit Bank in 2011, Stephanie was promoted manager and later head of retail.
Jasmine Riley
serves as Vice President, Human Resources. Jasmine has 7 years of banking experience. She graduated from Union University with an undergraduate degree in Business Management and a Masters of Business Administration degree concentrating in Human Resource Management. Jasmine started her career in 2017 at the Bank of Jackson as a Customer Service Representative before joining Bank3 in 2019.
Meredith King
NMLS #1600509
serves as Vice President, Private Banking. Having been with Bank3 since its inception in 2016, Meredith brings a wealth of knowledge and expertise to her role. She serves on the board of the Risk Management Association’s Memphis Chapter and chairs its Communication Committee. Meredith’s strong sales background includes experience as an associate with Tom James Company and Josef’s Jewelers, further enhancing her ability to build relationships and drive results in the financial sector.
John Clayton
serves as Vice President, ABL Field Examiner. He brings more than 25 years of experience in banking with a variety of institutions and 20 years directly in asset based lending. John completed his BBA with a concentration in Finance from Freed-Hardeman University in 1997 and is also a graduate of the Barret School of Banking.
Angela McFall
serves as Vice President, ABL Operations Manager. She has been in the Asset Based Lending industry for over 28 years working on the operations side.
Jennifer Pappin
serves as IT Manager. Jennifer is a University of Memphis graduate with more than 20 years experience of customer service focused IT support. While new to banking, she’s provided support across numerous industries including gaming, manufacturing, retail, logistics, insurance claims administration, environmental services, and health and safety consulting.
John Barton
serves as Assistant Vice President, Senior Credit Officer. John comes to us from Simmons Bank (formerly Triumph Bank) where he worked as a commercial portfolio manager. John has an undergraduate degree in accounting from the University of Alabama and a Master of Accountancy degree from the University of Mississippi.
Holly Paige
serves as Assistant Vice President, Commercial Lending Specialist. Holly comes to us from Renasant Bank (formerly Metropolitan Bank) where she worked as a client services director for their commercial lending team. She began her career as a legal assistant for a real estate law firm in Memphis. In 2004 Holly began working for Commercial Bank and Trust as a loan specialist for commercial and private client lending. Holly brings more than 15 years of banking experience to Bank3.
Jon Crosby
serves as Assistant Vice President, Commercial Portfolio Manager. Jon comes to us from Simmons Bank (formerly Triumph Bank) where he worked as a commercial portfolio manager for 7 years. He began his banking career at Suntrust Bank as a financial sales representative. Jon brings more than 11 years of banking experience to Bank3.
Maquecia Crumb
serves as Assistant Vice President, Loan Operations Specialist. Maquecia has over 19 years of banking and customer service experience.
She began her career at Union Planters Bank as a Teller and later as Head Teller. Maquecia comes to us from Renasant Bank, formerly known as Metropolitan Bank, where she has worked varies roles as a Concierge/Teller, Client Service Advisor for private client and Client Service Director for the commercial lending team.
Susan Hooten
serves as Assistant Vice President, Loan Operations Specialist. After working in the Travel industry for 13 years Susan began her banking career with First Tennessee in 2002, where she served as Client Specialist in Private Banking. Most recently Susan served as client service director in consumer lending for Renasant Bank (formerly Metropolitan Bank).
Laurie Ellingsworth
serves as Assistant Vice President, Portfolio Manager. Laurie began her career in 1997 at National Bank of Commerce in retail banking, before joining the commercial lending group serving as a loan officer for three years. In 2001, she joined Renasant Bank as a commercial lender where she served for seven years until stepping away to raise her family. She is excited to be back in banking and making contributions for Bank3’s client’s financial needs.
Katie Perdue
serves as Assistant Vice President, IT Systems Senior Analyst assisting with Enterprise IT Support and Development. She is a graduate of Tennessee Technological University in Cookeville, TN, where she earned a Bachelor’s of Science in Business Management, concentrating in Information Technology.
Heather Jenkins
serves as Bank Officer and Senior Banking Center Specialist. Heather has 23 years banking experience which began in Little Rock, Arkansas.
April Hubbard
serves as a Senior Loan Assistant. April brings over 26 years of banking experience to Bank3 having served in various roles in loan operations and commercial lending.
Gregrie Haneghan
serves as a Banking Center Specialist. Gregrie has 7 years experience with community banks and over 18 years of customer service and sales experience in Healthcare.
Christian Paul
serves as a Banking Center Specialist. Christian has been in the banking and financial industry for over two years. He comes to us from Regions Bank where he worked as a Financial Relationship Consultant.
Kavanaugh Heard
serves as a Commercial lending assistant for Bank3. Kavanaugh has been in the banking industry for over 8 years including experience as a mortgage loan officer for 3 years.
Brad Pannell
serves as BSA Specialist. Brad has over 25 years of experience in the banking/financial services industry, including tenures at National Bank of Commerce, Magna Bank, Evolve Bank & Trust, BankTennessee and Raymond James & Associates. Brad began his career in banking in 1999 as a CSR at National Bank of Commerce, transitioned to Bank Operations in 2006 at Magna Bank, and has held leadership positions in Operations at BankTennessee, Evolve Bank & Trust and Raymond James & Associates. Through his banking career Brad has had experience in leadership, retail banking, operations management, as well as compliance and risk management functions.
Jennifer Balderrama
NMLS #1903291
serves as a Deposit Operations Specialist. She started in banking right after graduating college. She has previous experience as a Universal Banker, Senior Head Teller, and Assistant Branch Manager. She was also the first CRA loan officer for that financial institution.
Donna Penrod
serves as Deposit Operations Specialist. Donna joins us from Evole Bank and Trust where she was most recently in Wire Desk/Branch Operations Support. Donna brings over 30 years of Retail Banking to Bank3. She began her banking career as a teller at Rensant Bank and later became Head Teller and then a Personal Banker.
Jay Perry
serves as Help Desk Support Specialist. He has over 6 years of experience in the I.T. field, having served as a Lead Technician and Warranty Repair Specialist.
John Garrett
serves as a part time IT Systems Analyst. He graduated from Christian Brother’s University in Engineering Management with a concentration in Information Systems Management and has over 10 years of experience working under a freelance IT consultant. Along with working at Bank3, John also strives towards starting his own web design business.
Mortgage Lending
Kevin Blankenship
NMLS #478714
serves as Senior Vice President, Mortgage Operations Manager. Kevin began his mortgage career in 1993 and has held various positions in residential mortgage operations as well as mortgage origination. He also has been an officer for Nashville Mortgage Bankers Association including President in 2019.
Carol McConkey
NMLS #710374
serves as Executive Vice President, Mortgage Lending. She has over 36 years experience in residential mortgage lending where she developed an extensive knowledge of the business. Most recently she spent 15 years with a local community bank as Senior Vice-President over Mortgage and Consumer Banking. During this time, she increased her knowledge of residential compliance regulations while managing the retail bank, mortgage department and producing significant non-interest income for the bank. She has served on the Board of United Housing, Inc. and currently serves on their Lending and Finance committees.
Denise Houston
NMLS #457990
serves as Executive Vice President, Chief Mortgage Officer. Denise has been in the mortgage business 32 plus years and opened 3 Loan Production Offices that she managed. She has extensive knowledge in all aspects of Mortgage Banking.
Rachel Clark
NMLS #1004038
serves as Senior Vice President, Mortgage Executive Assistant. Rachel has been in the mortgage industry for 20 years and began her real estate career working for a local real estate attorney for 4 years. In 2008, she had the opportunity to continue her real estate career in mortgage lending and has had the opportunity to serve in multiple roles.
Denise Bowen
NMLS #1719395
serves as Vice President, Mortgage Lending and Community Development Mortgage Advisor. Denise has been in the banking and financial industry for over 20 years. She began her banking career as a Teller with C&S Sovran Bank. She later moved into the mortgage industry with National Mortgage. Over the next several years she held various positions within the mortgage industry. She served as a loan processor, mortgage advisor and mortgage underwriter. In 2002 she joined First Tennessee Bank (First Horizon) and served as a mortgage loan underwriter for 14 years.
Sheila Welborn
serves as Vice President, Closing Operations. Sheila has over 25 years experience in title and residential loan closings. She began her banking career at Leader Federal Savings and Loan where she served in different capacities for 14 years. She then worked for a real estate law firm in Florida for 9 years. After returning to Memphis she continued her career as a residential loan closer for a local title company. Over the last 7 years, Sheila expanded her residential real estate closing experience as loan specialist for another community bank.
Addie Bihm
NMLS #2387904
serves as Mortgage Advisor. She graduated from the University of Mississippi with a Bachelor’s in Business Administration with a focus on managerial finance. After graduation, Addie began working for the Bank3 mortgage department and has quickly become passionate about the mortgage industry.
Virginia Millard
serves as Mortgage Loan Specialist. Virginia started working in mortgage lending in 2021 and has experience in processing, closing, and post-closing
Deborah Lane
NMLS #83757
serves as a Mortgage Loan Officer. She has 33 years of experience in all realms of residential mortgage financing.
Shelley O’Brien
serves as Mortgage Underwriter. She has been in the mortgage operation and banking for the past 40 years doing tasks like underwriting, FHA, conventional USDA, 2nds, HELOCs, and most recently VA loans for properties in California, Washington, Montana, Idaho, and Tennessee.
Jackson, TN
Brandy Jones
serves as a Banking Center Specialist. Brandy has dedicated over 20 years to the Human Resource Industry, where she not only served as a director but also a college professor.
Jana Keightley
serves as a Universal Banking Center Specialist. Jana has 20 years of marketing and public relations experience along with 3 years of experience in real estate.
Penny Montgomery
serves as Commercial Loan Specialist. She began her career in banking 29 years ago at First Tennesee Bank in Jackson Tennessee where she served in a variety of roles including Branch Manager and Regional Operations Manager. Later Penny joined Simmons Bank (First State Bank) where her roles included Bank Operations Supervisor, Financial Center Manager, and Consumer Lender.
Cody Gobbell
serves as Vice President, Commercial Banking. Cody has been in the banking and financial industry for 20 years, with extensive experience in servicing commercial clientele. This included serving as a commercial credit analyst for 8.5 years in Jackson, TN at First State Bank before providing commercial insurance to businesses, municipalities, and non-profits for Simmons Bank 3.5 years before becoming commercial loan portfolio manager and later commercial lender. He also served as the Senior Credit Manager at InSouth Bank, with a dual role of originating new commercial loans.
Union City, TN
Tommy Gurley
NMLS #528196
Michelle Bing
NMLS #1600873
Jerry McCullough
Mallorie Schierbaum
serves as Banking Center Specialist. Mallorie has dedicated her career to the customer service industry. Mallorie began her banking career in 2012. She has served in various capacities in branch operations, with her most recent role as Branch Manager of Security Bank & Trust (formerly Reelfoot Bank).
Jodianna Glissen
serves as banking center specialist. She graduated with a Bachelor of Business Administration degree from the University of Memphis in 2019. In 2018 she started her banking career at Triumph Bank in Memphis, TN as a Universal Banker where she stayed for 2 years until moving back to her hometown. Jodianna’s most recent position was with Simmons Bank as a Credit Admin Specialist where she reviewed commercial loans.
Woodland Mills, TN
Patty McCollum
serves as Senior Vice President of The Farmers Bank. She has been associated with The Farmers Bank since 1978. Over her career with the bank Ms. McCollum has managed every aspect of bank operations at the Woodland Mills location including account reconciliation, consumer lending, and loan and deposit processing.
Deanna Harner
serves as Banking Center Specialist. She has several years of banking experience including new account management and loan processing.
Bonita Brunswick
serves as Banking Center Specialist. She has been in banking for 35 years.
Desoto County, MS
Carmen Kyle
NMLS #2135886
Dawn Pierce
NMLS #531556
serves as Assistant Vice President, Commercial Lending. Dawn has more than 20 years of banking experience at local community banks in DeSoto County.
Abbey Diaz
serves as Universal Banking Center Specialist for Bank3. Abbey is a recent graduate of the University of Mississippi, where she earned a Bachelor’s of Business Administration degree with a focus in Marketing.
