PERSONAL BANKING 2017-09-11T18:38:10+00:00

Personal Banking

Personal Banking

The following benefits are included with all personal checking accounts:

  • No fees for any domestic ATM transaction
  • Unlimited transactions and check writing
  • First order of Bank3 branded checks included
  • Mastercard debit card available upon approval
  • Online Banking and eStatements available
  • Mobile Banking with 24/7 account access
  • Bill Pay

Bank3 Checking

The Bank3 checking account is for anyone looking for convenient banking with no minimum balance charges.

All of the benefits above, plus:

  • No maintenance charges
  • Free automated transfers available between Bank3 accounts to help avoid overdrafts

Professional Checking

The Bank3 Professional Checking account was created for licensed doctors, attorneys, and Certified Public Accountants. Open an account with a minimum deposit of $100.00.

All of the benefits above, plus:

  • Higher interest rates on balances up to $25,000.00. (Currently 1.25% APY)*
  • $15.00 monthly maintenance fee, or avoid it with a minimum average monthly balance of $5,000 in the account

*A lower rate (currently 0.33%) will be applied to all balances over the initial $25,000, resulting in a lower blended rate. Rates are subject to change at any time.

Interest Checking

For those who want more out of their checking account, the Interest Checking account is for you.

All of the benefits above, plus:

  • Earn interest on your collected balance
  • $10.00 monthly maintenance fee, or avoid it with a minimum average monthly balance of $5,000 in the account

Personal Savings

Savings Account

For those just starting with a savings account – a great way to get started!

  • $100 minimum opening balance
  • $5.00 quarterly maintenance charge, or avoid with a balance of $100 average collected balance
  • Interest compounded quarterly

Money Market

For those customers that want to earn a higher interest rate, but still have some liquidity, then the Bank3 Money Market is the right option for you.

  • $2,500 minimum opening balance
  • Tiered interest rates
  • $30.00 monthly maintenance charge, or avoid with an average monthly balance of $25,000

Christmas Club

This savings account is the perfect way to save up for the holidays!

  • No minimum balances
  • No monthly fees
  • Earn interest
  • Deposit year-round, and withdraw in November!

Certificates of Deposit

An option for customers that want continued growth with a guaranteed return and fixed rates.

  • Flexible terms (6 months to 3 years)
  • Multiple interest payment methods available
  • Automatically renewable

Insured Cash Sweep ®

The Insured Cash Sweep (ICS) is a product offered through Bank3’s partnership with Promontory Interfinancial Network that allows 100% FDIC coverage for large balances over $250,000, while still earning a great interest rate and only having to deal with one bank!

CDARS ®

The Certificate of Deposit Account Registry Services (CDARS) is another product offered through Bank3’s partnership with Promontory Interfinancial Network that allows you to secure 100% FDIC insurance coverage on CD balances over $250,000 while only dealing with one bank!

Please contact your local banking center for help opening any of these products!