Personal Banking
Personal Banking
The following benefits are included with all personal checking accounts:
- No fees for any domestic ATM transaction
- Unlimited transactions and check writing
- Mastercard debit card available
- Online Banking and eStatements available
- Mobile Banking with 24/7 account access
- Bill Pay
Bank3 Checking
The Bank3 checking account is for anyone looking for convenient banking with no minimum balance charges.
All of the benefits above, plus:
- No monthly service charge
- Free automated transfers available between Bank3 accounts to help avoid overdrafts
Professional Checking
The Bank3 Professional Checking account was created for licensed doctors, attorneys, and Certified Public Accountants.**
All of the benefits above, plus:
- Higher interest rates on balances up to $25,000.00. (Currently 1.50% APY)*
- $15.00 monthly service charge, or avoid it with a minimum average collected monthly balance of $5,000
*A lower rate (currently 0.33%) will be applied to all balances over the initial $25,000, resulting in a lower blended rate. Rates are subject to change at any time.
**Professional checking accounts are limited to one account per licensed applicant.
Interest Checking
For those who want more out of their checking account, the Interest Checking account is for you.
All of the benefits above, plus:
- Earn interest on your collected balance
- $10.00 monthly service charge, or avoid it with a minimum average collected monthly balance of $2,500
Please contact your local banking center or email us for more information!
Personal Savings
Savings Account
For those just starting with a savings account – a great way to get started!
- $100 minimum opening balance
- $5.00 quarterly service charge, or avoid with a balance of $250.00 average quarterly collected balance
- Interest compounded quarterly
Money Market
For those customers that want to earn a higher interest rate, but still have some liquidity, then the Bank3 Money Market is the right option for you.
- $2,500 minimum opening balance
- Tiered interest rates
- $10.00 monthly service charge, or avoid with an average collected monthly balance of $10,000
Certificates of Deposit
An option for customers that want continued growth with a guaranteed return and fixed rates.
- Flexible terms
- Multiple interest payment methods available
- Automatically renewable
Insured Cash Sweep ®
The Insured Cash Sweep (ICS) is a product offered through Bank3’s partnership with IntraFi Network that allows 100% FDIC coverage for large balances over $250,000, while still earning a great interest rate and only having to deal with one bank!
CDARS ®
The Certificate of Deposit Account Registry Services (CDARS) is another product offered through Bank3’s partnership with IntraFi Network that allows you to secure 100% FDIC insurance coverage on CD balances over $250,000 while only dealing with one bank!
Please contact your local banking center or email us for more information!
Terms and Conditions
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT — To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.