Business Banking

Bank3 Business Checking

A streamlined business banking solution designed for small businesses and startups with lower transaction volumes and balance requirements.

Key Features:

• No monthly maintenance fee
• No minimum balance requirements
• Complimentary online and mobile banking platform
• Up to 150 transactions* included monthly at no additional cost: $0.25 per transaction thereafter
• Simple account setup and management

Advanced Business Checking

Designed specifically for mid-sized and large businesses with higher transaction volumes and operational complexity.

Key Features:

• $30.00 monthly maintenance fee (waived with $10,000 average collected monthly balance)
• Complimentary online and mobile banking platform
• Up to 350 transactions* included monthly at no additional cost; $0.25 per transaction thereafter
• Comprehensive account management tools and reporting capabilities

Analysis Business Checking

Our premier business checking solution tailored for larger enterprises with substantial transaction volumes and sophisticated banking requirements.

Key Features:

• Competitive earnings credit rates applied to offset applicable service charges
• Complimentary online and mobile banking platform with advanced features
• Account consolidation capabilities to optimize balance requirements and minimize service charges
• Dedicated relationship management and specialized business services

For detailed information regarding maintenance fees and transaction pricing, please contact us at 1-833-623-2265.

Business Interest Checking

An ideal banking solution for sole proprietors, government entities, and non-profit organizations seeking both transactional functionality and earning potential.

Key Features:

• $10.00 monthly maintenance fee (waived with $5,000 average collected monthly balance)
• Complimentary online and mobile banking access
• Up to 150 transactions* included monthly at no additional cost; $0.25 per transaction thereafter
• Competitive variable interest rate on account balances

This account features a variable interest rate subject to change without notice. For current interest rates and annual percentage yield (APY) information, please contact us at 1-833-623-2265.

Business Money Market Account

A sophisticated cash management solution designed for businesses seeking to maximize returns on operational funds and reserve capital.

Key Features:

• $20.00 monthly maintenance fee (waived with $15,000 average collected monthly balance)
• Tiered interest rate structure based on account balance
• Complimentary online and mobile banking platform
• Professional-grade liquidity management with earning potential

Advanced Business Money Market Account

Our premier business money market solution featuring enhanced rate structures and sophisticated cash management capabilities for growing enterprises.

Key Features:

• $20.00 monthly maintenance fee (waived with $15,000 average collected monthly balance)
• Advanced tiered interest rate structure with premium earning opportunities
• Complimentary online and mobile banking platform with enhanced business features
• Institutional-quality cash management with personalized service

Business Certificates of Deposit

Secure, fixed-rate investment instruments designed to provide businesses with guaranteed returns and predictable cash flow planning.

Key Features:

• Flexible term options aligned with your business cash flow cycles
• Multiple interest payment methods to support operational needs
• Automatic renewal options for streamlined investment management
• FDIC insured protection for principal preservation

Business Insured Cash Sweep ®

An institutional-grade cash management solution offered through Bank3’s strategic partnership with IntraFi Network, specifically designed for businesses with substantial operating capital.

Key Features:

• 100% FDIC insurance coverage for business balances exceeding $250,000
• Competitive interest rates while maintaining maximum protection
• Single-relationship convenience with Bank3 as your dedicated banking partner
• Automated sweep functionality integrated with your business banking platform

Business Certificate of Deposit Account Registry Service ® (CDARS)

A comprehensive certificate of deposit program available through Bank3’s partnership with IntraFi Network, tailored for businesses requiring enhanced FDIC protection on time deposit investments.

Key Features:

• 100% FDIC insurance coverage on business CD balances over $250,000
• Access to competitive institutional rates across multiple financial institutions
• Simplified account management through your existing Bank3 relationship
• Flexible terms designed to complement business financial planning

Ready to learn more about our business banking solutions? Contact your local Bank3 banking center at 1-833-623-2265 or email us to discuss which account best fits your business needs.

Important Account Opening Information

Transaction Definition: *Items include all debits and credits processed through your account.

Customer Identification Program Notice: To help the government combat terrorism financing and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information identifying each individual opening an account.

What this means for your business: When establishing your business banking relationship, we will request company information, business address, tax identification numbers, and additional identifying documentation. We may also require examination of business licenses, articles of incorporation, or other official business documents to complete the account opening process.