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SMSbank3webmin2025-08-07T11:28:47-05:00
Terms and Conditions

Terms and Conditions

Bank3 sends text messages (SMS) to existing customers for account alerts, balance inquiries, and transaction notifications as specified within your online banking account. Additionally, Bank3 will send text messages for both informational messages (alerts and notifications) and transactional capabilities (balance inquiries, transaction confirmations).

Opt-In/Opt-Out

You can opt to receive text messages from Bank3 at any time by texting the keyword B3CONNECT to 833-314-3939. To opt out of this service at any time, simply text STOP to 833-314-3939. You may also call Customer Service at 901-623-2265 or toll-free at 833-623-2265 or visit any Bank3 location. After you have opted out, you will receive one final confirmation message. You will not receive any further texts from Bank3 unless you choose to opt in again.

Message Frequency

Messaging may vary based on your account activity and the transactional preferences you select. Service and security messages are sent as needed. Neither Bank3 nor your carrier is liable for delayed or undelivered Bank3 messages.

Carriers and Message & Data Rates

This service is available on major U.S. wireless carriers, including AT&T, Verizon, T-Mobile, and Sprint. Message and data rates may apply, depending on your wireless service plan. International messaging rates may apply if you are traveling outside the U.S. Refer to your plan details for more information. Bank3 does not charge fees for SMS Banking service.

Security

Ensure your mobile device is secure and protected. SMS communications are not encrypted and may not be secure. Bank3 will never ask for passwords, PINs, account numbers, or any other account information via SMS. If you receive a message asking for any of these details or personal information, DO NOT REPLY. Call our Customer Service Area 901-623-2265 or toll-free 833-623-2265.

Privacy Policy

Your enrollment and use of SMS Banking Service are subject to Bank3’s Privacy Policy. We do not sell, rent, or share your personal information, including your mobile number, with third parties for marketing purposes without your consent.

Modifications to Service

Bank3 reserves the right to modify these terms with 30 days’ notice. Adjust the message frequency or content as needed. Bank3 also reserves the right to suspend or discontinue the service to you if we believe you are in breach of our SMS Terms and Conditions.

By enrolling or consenting to receive text messages (SMS) from Bank3, you acknowledge that Bank3 may collect data, including but not limited to your name, mobile number, carrier’s name, the date, time, and content of your messages, and any other information you provide through SMS. Bank3 has the right to share any necessary information to comply with applicable laws, regulations, or government inquiries. By opting in, you confirm that you are the owner, authorized user, or subscriber of the phone number and wireless device you use to receive text messages from Bank3.

Contract Information

For questions about SMS Banking Services, please contact Customer Service 901-623-2265 or toll-free 833-623-2265, Online www.bank3.com, email support@bank3.com, or mail Bank3 Headquarters, 5210 Poplar Ave, Suite 100, Memphis, TN 3819.

CORPORATE HEADQUATERS

5210 Poplar Avenue, Suite 100

Get Directions

Memphis, TN 38119

901.623.BANK (2265)

833.623.BANK (Toll Free)

MEMPHIS BANKING CENTER

766 S. White Station, Suite 5

Get Directions

Memphis, TN 38117

901.623.BANK (2265)

833.623.BANK (Toll Free)

UNION CITY BANKING CENTER

211 Bill Burnett Circle

Get Directions

Union City, TN 38261

731.599.1303

NASHVILLE LENDING OFFICE

321 Cummins Street

Get Directions

Frankin, TN 37064

615.716.4387

UNION CITY LENDING OFFICE

800 East Reelfoot Avenue, Suite 100A

Get Directions

Union City, TN 38261

731.599.1188

DESOTO COUNTY BANKING CENTER

2895 May Boulevard, Suite 105

Get Directions

Southaven, MS 38672

662.349.1782

MORTGAGE LENDING OFFICE

5210 Poplar Avenue, Suite 100

Get Directions

Memphis, TN 38119

901.623.2269

WOODLAND MILLS BANKING CENTER

114 South Thompson Street

Get Directions

Woodland Mills, TN 38271

731.885.1911

JACKSON, TN BANKING CENTER

429 Walker Road, Suite E

Get Directions

Jackson, TN 38305

713.736.0254

COVINGTON LENDING OFFICE

201 West Liberty Avenue, Suite 103

Get Directions

Covington, TN 38019

© 2025 Bank3 | All Rights Reserved. | Member FDIC | Equal Housing Lender | SMS Terms and Conditions | Privacy Policy | Cybersecurity Info | Accessibility Statement | Mobile Banking Security | Equal Opportunity | Media Notice

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Bank3 will be closed on Thursday, November 27th and Friday, November 28th in observance of the Thanksgiving Day holiday.

Bank3 will be closed on Thursday, June 19th in recognition of the Juneteenth holiday.

Bank3 will be closed on Thursday, July 4th and Friday, July 5th in observance of the Independence Day holiday.

Please be aware that in-person and branch-initiated requests will be unavailable to customer on those dates; however, on Friday, July 5th, customers utilizing our web, mobile and cash management systems will be able to process all transactions (transfers, mobile/remote deposits, wires, ACH, positive pay) as normal.  All regular banking activities will resume on Monday, 8th when offices reopen.

Bank3 will be closed on Monday, September 1st in observance of the Labor Day holiday.

Bank3 will be closed on Monday, October 13th in observance of the Columbus Day holiday.

Bank3 will be closed on Tuesday, November 11th in observance of the Veteran's Day holiday.

Bank3 will be closed Friday, December 26th in observance of the Christmas Day holiday.

Bank3 will be closed on Monday, February 17th in observance of the President's Day holiday.

Bank3 will be closed on Monday, May 26th in observance of the Memorial Day holiday.

Bank3 will be closed Thursday, January 1st in observance of the New Year's Holiday.

Bank3 will be closed Thursday, December 25th and closed Friday, December 26th in observance of the Christmas Day holiday.

Bank3 will be closed on Monday, January 20th in observance of the MLK Day holiday

All Bank3 locations will be closed Friday, July 4th in observance of the Independence Day holiday.

Bank3 will be closed on Friday, November 28th in observance of the Thanksgiving Day holiday.

EXCITING CHANGES ARE COMING! We're upgrading your online banking and mobile app experiences to make managing your finances easier, faster, and more secure! B3Connect launches Monday, August 25, 2025. For more information visit bank3.com/b3connect.

Happy National Small Business Week 2024!

Here at Bank3, we love small businesses and we're here to help! Whether it's opening an account, obtaining a loan, or more we're here for you! Call us for more information at 1-800-623-BANK (2265) or visit a local branch! 

Today we honor the memories of the lives lost on September 11, 2001, and pay tribute to all of the patriots and their families who have sacrificed their lives in defense of freedom. Never forget. 

February 20, 2025: Lobby hours for all Bank3 locations may be affected due to inclement weather conditions. Please monitor Bank3 social media and website for updates. For immediate assistance, please call 1-833-623-BANK or email support@bank3.com 

UPDATE: Memphis Banking Center, Southaven Banking Center, will open at 10:00 am Thursday, 2/20

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